Check out this home!! This 4-bedroom, 2.5-bath home offers 3,264 square feet, a dedicated office, and a first-floor primary suite in Altoona with no HOA, and over half an acre with a fully fenced backyard. Zoned for Umatilla schools. The living room features soaring ceilings, a floor-to-ceiling stone wood-burning fireplace, and large windows overlooking the backyard. A separate formal dining room complements the kitchen, which offers extensive cabinet and countertop space, an island, and an octagon-shaped breakfast nook with built-in seating. An exterior door connects the breakfast nook to the covered back porch and outdoor kitchenette. The first-floor primary suite includes an adjoining office or den, a walk-in closet, an additional built-in closet, and an updated bathroom with separate vanities, a jetted tub, and a remodeled walk-in shower. Three additional bedrooms and a full bathroom are upstairs, with a half bath downstairs for guests. Outside, mature oak trees shade the property, while a U-shaped driveway, side-entry two-car garage, and attached two-car carport provide multiple parking options. The fenced backyard offers space for outdoor activities and entertaining. Updates include renovated showers, a newer AC unit, a new water heater, a water softener system, porcelain tile in the main living areas, and updated garage equipment. Deeded lake access is located at the corner of the road, useful for kayaking or paddleboarding with a public boat ramp a few miles down SR 19. The sellers are offering a contribution toward an interest-rate buydown with a first-year rate of 5.5% for qualified buyers, subject to lender approval and loan terms. Located approximately 10 minutes from Umatilla and 30 minutes from Mount Dora. Select photos have been virtually staged.